Mobile Home Financing

 

Need mobile home financing?  What are the best places to get the best rate on a mobile home loan?

  1. Your local credit union – if you don’t belong to one join one. Some credit unions are open to anyone who lives, works, attends church or school in the area.  Joining a church to get into a credit union who gives super low rates on credit cards, checking accounts and mobile home financing might not be a bad idea. :)
  2. Your local bank if you don’t or can’t join a credit union is the next place to inquire.  If you already have a checking or savings account with your bank you might be eligible for lower rates on mobile home financing. Don’t be affraid to ask for a lower rate than what is posted publically especially if you have been a long time customer in good standing.
  3. Use the Internet and get 5 quotes online. Then use each of those quotes against each other. Call the first company and tell them you got a better quote from company X and want to know if they would beat their rate. Then call company X and tell them company Y gave you a better rate and give them an opportunity to beat that new rate.  This takes some time, but it REALLY works.  Keep doing this will all 5 companies until you have reached the best quote you are going to get.

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