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August 12, 2008

Fargo North Dakota Used Mobile Home

Filed under: Mobile Home Loan Quotes, Mobile homes for sale — visitor @ 6:40 am

Reader’s Question:

I found a used mobile home here in Fargo, North Dakota that I’m planning to buy. It is a lot cheaper than new ones but I don’t want to get too excited. My concern is that would it be a not-so-good idea to buy used home and spend on modifications or would it be better to just buy new one?

Edith

Fargo, ND

Buying a used mobile home in Fargo, North Dakota is, of course, not a bad idea. But in buying a used home, you should first look for flaws that could possibly affect the price or eliminate it as a choice because there are many possible flaws. The keyword to remember in finding flaws is “water”. And when you inspect for flaws, make sure you write everything down.

First, check for weakness or water damage on the floor area in the front door. Inspect all doors, windows as well as window frames for any water damage. If there is anything in front of the area that you want to check, ask the owner if it can be moved. If they say no, there might be a good reason. You should also check the water heater and while you’re at it, see if the floor sags or if it’s stained from water leaks. You must also look under every sink, faucets and water lines. Check the bathrooms, toilets, tubs and even the bathroom walls. Inspect the ceiling for signs of leaks and don’t forget to continue your inspection outside to check the roof.

After your inspection, go over your notes and with all of the information, you’d be in a much better position to make a decision. But before making any negotiation, try to visit at least three dealers that sell new homes. And with different prices and deals, you can now go and chose your best option.

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August 11, 2008

Safe Florida Mobile Home FL

Reader’s Question:

My partner and I are thinking of buying a mobile home but we have friends who say mobile homes are not safe because they are not well-made. The biggest concern we have is that can the mobile home withstand hurricanes here in Florida?

Justin

Coral Springs, FL

Among the misconceptions surrounding manufactured homes would be that they are not safe and not well-made as your friends believe. But so that you and your partner can open the door to all the benefits of today’s value, you have to know the facts. Fact is one out of five homes sold in Florida is a manufactured home. And that is no wonder because today’s manufactured homes offer you the best in quality, affordability, as well as value.

You should know that all manufactured homes built since 1976 must meet the strict performance standards set by HUD, or the Department of Housing and Urban Development and this will assure you of first-rate construction. The requirements of this department are comparable to the Standard Building Code for site-built homes, which requires the highest standards in every phase of construction. Also, every manufacturer has its own quality assurance programs, and each home’s design and construction is carefully inspected and approved by an independent outside source. In addition, Florida manufactured home is designed to withstand even hurricane-force winds. Thanks to strict building codes, a Florida mobile home may the safest home you and your partner can buy.

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August 10, 2008

Getting a Mobile Home Quote Alabama

Filed under: Mobile Home Loan Quotes, Mobile homes for sale — visitor @ 11:36 am

Reader’s Question:

At present, I am shopping around for a mobile home. I was able to find several options here in Alabama with different price quotes of course. I have to put everything on a budget so I need all the advice I can get and I know that there would be extra charges. So with that, how can I get the exact quote?

Felix

Montgomery, AL

It is pretty hard in today’s market to get an exact price for a mobile home because of the options added to it. Most manufacturers let you to upgrade almost anything in the home from the windows to floors, walls, cabinets, as well as appliances. It is easy to a price range, but the ranges could be very broad. Most homes that are available at a sales center in Alabama may have many options installed already, which change the price. If different dealers have the same model home, but the prices are not the same or not even close, it could be because of the options that are installed. When shopping around, it’s important to know what options you want so you can accurately compare prices.

Get the price of the home with all of the different options you want in writing for you to be sure that you are not charged extra. Also, don’t forget that setup and delivery of a home are not always included in the price and can cost extra. Have your salesperson calculate the fees for setup and delivery and have it included into the price before giving you a quote. These fees usually depend upon the geographical location. Make sure all of the costs are put into writing and go over all of the details before you make a commitment.

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